--- title: Five ways for insurers to tackle fraud moving in predictable ways description: 5 crucial ways for insurers to tackle fraud moving in unmysterious ways image: https://www.360globalnet.com/hubfs/5-strike-symbol-1010973.jpg --- - [Home](https://www.360globalnet.com/en) - [What we do](https://www.360globalnet.com/en/what-we-do-in-360-words) - Company - [About us](https://www.360globalnet.com/en/about) - [Job vacancies](https://www.360globalnet.com/en/vacancies) - [Sustainability](https://www.360globalnet.com/en/news/360globalnets-inaugural-sustainability-report-2023) - Products - [No-Code Digital Claims](https://www.360globalnet.com/en/no-code-digital-claims-handling-platform) - [Unstructured Data Analysis](https://www.360globalnet.com/en/unstructured-data-management-and-analysis) - [Remote Site Visits](https://www.360globalnet.com/en/digital-site-visit-solution-with-live-streaming-collaboration-to-gather-evidence) - Services - [Subsidence](https://www.360globalnet.com/en/subsidence-claims-management) - [Drainage Repair](https://www.360globalnet.com/en/drainage-water-mains-repair-cctv-validation-site-investidation-drainage-repair-company) - [With You in 5](https://www.360globalnet.com/en/withyouin5) - [DR&R](https://www.360globalnet.com/en/drandr) - [Videos](https://www.360globalnet.com/en/digital-claims-platform-video-testimonials-and-overview-library) - [News](https://www.360globalnet.com/en/news) - [Contact](https://www.360globalnet.com/en/contact) UK [US](https://www.360globalnet.com/usa) [AU](https://www.360globalnet.com/au) [DE](https://www.360globalnet.com/de) [ES](https://www.360globalnet.com/es) [FR](https://www.360globalnet.com/fr) X # 5 ways for insurers to tackle fraud moving in unmysterious ways July 17, 2020 **In the old days, a great fraud manager was said to have a 'nose' for a fraudulent claim. In modern times, many (wrongly) assume that the nose has given way entirely to technology. The truth lies somewhere between the nose and the tech but fraud is unmysterious. It follows its own patterns so right now there are five important ways insurers can stay ahead.** **1) Track the path of least resistance** Like water and electricity, fraudsters like the path of least resistance. Unlike water and electricity, they do their research because they're not keen on getting caught. Criminals share and exploit intelligence about open doors in all systems. In insurance, this ranges from the easiest ways to route around preventative legislation to weaknesses within individual companies' internal controls and resourcing. It’s therefore essential to [track fraud incidence](https://www.360globalnet.com/en/unstructured-data-management-and-analysis) on multiple levels from the widest trend arcs, right down to the effectiveness of individual teams and their controls. **2) It's all about the data - but only if you can see it!** 80% of the data that could be used to highlight fraud is hidden in unstructured data - pdfs, text files, text in images, receipts, letters. All are documents insurers read one at a time but only a fraction of the useful data in them is converted into structured data. Fraud hides in unstructured data and fraudsters know it. Systems such as [360Retrieve](https://www.360globalnet.com/en/unstructured-data-management-and-analysis) are among those used to allow claims teams to analyse all their data using analytical tools that bring the data to life. **3) Avoid perspective blindness** Matthew Syed's great book 'Rebel Ideas' highlights the problem of brilliant brains with narrow frames of reference. He encourages diversity of thinking, perspective and challenge to avoid blind spots. The LASPO changes nearly a decade ago caused a surge in whiplash claims that caught many insurers unawares at massive cost because their perspectives were wrongly directed. Teams with diverse experience and disciplines combing their ‘nose’ with the data to back it up and see trends early are often the most effective. **4) Watch the trends as hard as the case files** Early sight of - and action on - emerging trends makes a significant difference to fraud and loss ratios. Teams that are too focused on individual case files, may not see the wood for the trees. Data extraction and analysis tools such as [360Retrieve](https://www.360globalnet.com/en/unstructured-data-management-and-analysis) can automatically surface trends at the level of geo-hotspots and even claimant firms. **5) Coronavirus is a portal for fraud** Organised fraudsters don't have morals when it comes to exploiting society's weaknesses. The reduction in co-location of claims and fraud staff, the lack of eyewitnesses during lockdown and the difficulties of loss adjustment with social distancing are effectively an easier paycheck for criminals. Expect them to use it - but make sure that your systems are ready today for what is already emerging from H1 2020. [**Click here to learn more about 360Retrieve**](https://www.360globalnet.com/en/unstructured-data-management-and-analysis) **[![Discover more and get in touch](https://no-cache.hubspot.com/cta/default/3369513/15e11ceb-a0df-432c-890b-5e700c944581.png)](https://cta-redirect.hubspot.com/cta/redirect/3369513/15e11ceb-a0df-432c-890b-5e700c944581)** Comments - [Tweet](https://twitter.com/share) ### Contact   - UK - 360Globalnet Bourne House, 475 Godstone Road, Whyteleafe, Surrey CR3 0BL [More contact information](https://www.360globalnet.com/en/contact) - USA - 360Globalnet Inc Suite 400, 2300 N Barrington Road, Hoffman Estates, IL, 61095 ### What's Next   [About](https://www.360globalnet.com/en/about)[News](https://www.360globalnet.com/en/news)[Contact](https://www.360globalnet.com/en/contact)     ### We're Social   [Twitter](https://twitter.com/360Globalnetcom) [LinkedIn](https://www.linkedin.com/company/360globalnet?trk=biz-companies-cym)   Copyright © 2020 360GLOBALNET. All rights reserved.  |   [Cookies](https://www.360globalnet.com/en/cookies) 360Globalnet is a trading name of Keylane UK Limited Registered in England and Wales Company No. 16774986 By using this website, you consent to the terms of our online [privacy statement](https://www.360globalnet.com/hubfs/360GN%20Website%20Privacy%20Statement%20-%20360Globalnet%20-%20Jan%202026.pdf). 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